New · Your Virtual CFO

The AI Business Advisor that reads your Tally books for you

Not another chatbot. Skynyx Biz runs 11 specialist AI analysts across your TallyPrime data, scores your Business Health, and hands you a ranked, plain-English action list — risks to fix and opportunities to chase.

Numbers you can trust
Every figure traced to your books
Advice → Action
Accept a tip, track it as a task
82
Health
Business Health Score

Based on your Finances, Cash flow, Receivables & Customers

Today's priorities
Critical
Overdue receivables concentrated in 3 customers
Warning
Sales growth isn't converting to cash
Opportunity
Two fast-growing products to stock up
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Business Health
One number, honestly calculated

A Business Health Score that doesn't lie

Your score (0–100) is a weighted blend of six real dimensions — finances, cash flow, expense efficiency, sales, customers and growth — computed in code from your Tally data, never guessed by an AI. When there isn't enough data to be sure, the Advisor says so instead of inventing a number.

Finances
Cash flow
Expense efficiency
Sales
Customers
Growth
A full analyst team, on tap

11 specialist analysts, one advisor

Instead of one over-worked prompt, each area of your business gets a dedicated AI analyst with its own expertise. An orchestrator then combines their findings, removes duplicates, flags conflicts, and ranks what matters most.

Financial Analyst

Overall financial health, margins & stability signals

Expense Analyst

Recurring vs one-time costs, anomalies & savings to review

Sales Analyst

MoM / YoY growth, invoice value, concentration & seasonality

Customer Analyst

Active, new & dormant customers, repeat behaviour, top accounts

Receivables Analyst

Overdue ageing, collection risk & customer concentration

Payables Analyst

Supplier dues, overdue ageing & payment-term opportunities

Cash Flow Analyst

Liquidity, net operating cash & payment pressure

Product Analyst

Best sellers, declining & growing items, concentration

Growth Analyst

Cross-cutting expansion & diversification opportunities

Marketing Analyst

Promotion, retention & segment opportunities from your data

Market & Competitor Analyst

External positioning signals (where verifiable sources exist)

How the Advisor works

From raw ledgers to a to-do list

1
Metrics engine

Every fundamental — sales, margins, ageing, cash — is calculated from your Tally data in code, so the AI never does the maths.

2
Analysts review

The 11 specialists interpret those verified numbers, each within its own domain, and raise findings with evidence.

3
Ranked recommendations

An orchestrator merges, de-duplicates and scores findings by impact, urgency and confidence — top 3 up front.

4
Accept → task

Turn any recommendation into a trackable business task with suggested next steps, then mark it achieved.

What it actually tells you

Recommendations in plain English

Critical problem
Overdue receivables are concentrated in 3 customers

62% of your >60-day overdue (₹6.4L) sits with Sharma Enterprises, Krishna Kirana & Om Sai. A single delay here squeezes cash.

Prioritise collection calls & WhatsApp reminders to these three.
Warning
Sales growth is not converting to cash

Sales rose 28.9% but net operating cash fell 4.2%. Faster billing isn't turning into faster collection.

Tighten credit terms on new orders; review the ageing weekly.
Opportunity
Two products are growing fast — stock up

Item sales for your top 2 SKUs rose >25% in the last quarter and now drive a large share of revenue.

Keep reorder levels high; promote to repeat buyers.

Illustrative examples. Real recommendations are generated from your own synced Tally data.

Built to be trustworthy

An advisor that never makes up numbers

  • Every figure is grounded. Each recommendation is validated against your real metrics — any invented number is rejected before you ever see it.
  • Honest about limits. No per-item cost? No reliable forecast data? The Advisor says “not enough data” rather than guessing.
  • Evidence on every card. See the metrics and the reasoning behind each finding, not a black box.
  • No investment or tax advice. It analyses your operations; it won't pretend to be your lawyer or stockbroker.
GROUNDED Validated against your books
Overdue >90 days
₹2,04,900 · from outstanding bills
Rejected by validator
“Projected profit of ₹8,00,000 next quarter” — no supporting metric in your data.
The deterministic metrics engine is the single source of truth.
Included in Professional

Meet your always-on business advisor

Start the 7-day Professional free trial and let the Advisor review your books in about a minute.

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